Earn 20K Amex Points With Pay Over Time
5X
on hotels and rental cars booked through Capital One Travel
2X
on all other purchases
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Why We Like It

The Capital One Spark Miles for Business doesn’t get the same press as the Capital One Venture X Rewards Credit Card, but it provides an easy way to earn 2x on all of your everyday purchases for a reasonable $95 annual fee.

As it earns Capital One Miles, you can transfer these points to partners such as Air France-KLM Flying Blue, British Airways Executive Club, and Turkish Miles&Smiles
BONUS CATEGORIES
  • 5X on hotels and rental cars booked through Capital One Travel
  • 2X on all other purchases
Airport Lounge Passes
Every cardmember year, you’ll receive 2 lounge passes that can be used at a Capital One or Plaza Premium lounge.
Global Entry or PreCheck Credit
Every 4 years, you can get reimbursed for your Global Entry or TSA Precheck application fee.
No Foreign Transaction Fees
You won’t be charged to use your card abroad.
Rental Car Coverage
Pay with your card and get collision damage waiver coverage in most countries.

Related Cards

Capital One Spark Cash Plus
Listed as a cashback card, you can turn the cash into transferable points by moving the ot to a card that earns Capital One miles (e.g. Venture X). It’s also a charge card so there’s no set limit if you have large business expenses.
Chase Ink Business Unlimited®
While listed as a cashback card, you can combine the points you earn with another Ultimate Rewards card. That will allow you to transfer the points from the Ink Unlimited to airline and hotel partners.

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