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Chase Freedom Unlimited®
Under 5/24
CURRENT OFFER:
$200 Cash Back
Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. Earn 5% cash back on combined gas station and grocery store purchases (not including Target and Walmart) on up to $12,000 spent in the first year.
$0 Annual Fee
Terms apply
Why We Like It
The Chase Freedom Unlimited is a simple no annual fee card that is a great addition if you have a Chase Sapphire Preferred Card. Just don’t use it abroad as it does have a foreign transaction fee.
While the Freedom Unlimited earns cash back, you can combine the points it earns with a Chase Sapphire Preferred, Chase Sapphire Reserve, or Ink Business Preferred Card.
If you have any of those three cards, the cash back becomes transferable Ultimate Rewards points. This allows you to take advantage of the many Ultimate Rewards transfer partners.
The Chase 5/24 rule applies to this card. If you’ve opened 5+ cards from any bank and they show on your personal credit report, you won’t be eligible to open the card.
While the Freedom Unlimited earns cash back, you can combine the points it earns with a Chase Sapphire Preferred, Chase Sapphire Reserve, or Ink Business Preferred Card.
If you have any of those three cards, the cash back becomes transferable Ultimate Rewards points. This allows you to take advantage of the many Ultimate Rewards transfer partners.
The Chase 5/24 rule applies to this card. If you’ve opened 5+ cards from any bank and they show on your personal credit report, you won’t be eligible to open the card.
Bonus Categories
5%
on travel purchased through Chase Ultimate Rewards
3%
on dining at restaurants, including takeout and eligible delivery servicesopens overlay
3%
on drugstore purchases
1.5%
on all other purchases
Card Benefits
Lucrative Bonus Categories
The ability to earn 3%/3x or 5%/5x on several categories is a huge selling point.
1.5%/1.5x On All Other Spend
You’ll never earn a measly 1x with the Freedom Unlimited as all non-bonus category spend earns 1.5%/1.5x.
No Annual Fee
A great no annual fee card to pair with a Sapphire or Ink Preferred.
Chase Offers
Once you add a Chase Offer to your card, you’ll automatically earn cash back once you make a purchase at the participating merchant.
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