Earn 20K Amex Points With Pay Over Time
26X
(up to) when you stay at an IHG hotel
5X
on purchases on travel, gas stations, select advertising, and restaurants
3X
on all other purchases
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Why We Like It

If you have a business and plan to stay at IHG properties a decent bit, the IHG Rewards Premier Business Credit Card could be a useful addition to your wallet.

While you can earn IHG points with the card, it’s the travel perks that are worth considering.

The Chase 5/24 rule applies. If you’ve opened 5+ cards from any bank that show on your personal credit report, you won’t be eligible to open the card.
BONUS CATEGORIES
  • 26X (up to) when you stay at an IHG hotel
  • 5X on purchases on travel, gas stations, select advertising, and restaurants
  • 3X on all other purchases
IHG Platinum Status
As a cardholder, you’ll receive complimentary IHG One Rewards Platinum status.
Spend To Diamond Status
If you spend $40k in a calendar year, you’ll earn top tier Diamond status for the remainder of the year plus the following year.
Annual Free Night Certificate
Each account anniversary, you’ll receive a free night certificate worth up to 40,000 points. You can top off an award with additional points as well.
Earn A 2nd Free Night Certificate
When you spend $60k in a calendar year, you’ll receive a second free night certificate worth up to 40,000 points.
$50 United TravelBank Credit
On January 1 and July 1 of each year, you’ll receive $25 of United TravelBank credit. The credits expire on July 15 and January 15, respectively.
4th Night Free Award Bookings
As a cardholder, you can get the 4th night free when booking an award stay with points. That means you’ll only need the points for 3 nights.
Global Entry, TSA PreCheck, Or NEXUS Credit
Every 4 years, you can pay for the application fee for a Trusted Traveler Program and you’ll receive a statement credit to reimburse the cost.
No Foreign Transaction Fees
You won’t be charged to use your card abroad.

Related Cards

IHG® One Rewards Premier Credit Card
A free night certificate on your account anniversary worth up to 40k points, 4th night free on award bookings, and Platinum Elite status make this a card worth considering.
IHG One Rewards Traveler Credit Card
Even with no annual fee, you can get a 4th night free on your award stays. Personally, I’d prefer the IHG Premier Card.

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