Why We Like It
The Ink Business Unlimited Credit Card is a simple no annual fee business card as all purchases earn 1.5% cashback. Just don’t use it abroad as it does have a foreign transaction fee.
While the Ink Unlimited earns cashback on its own, you can combine the points it earns with a Chase Sapphire Preferred Card, Chase Sapphire Reserve, or Ink Business Preferred Card.
If you have any of those three cards, that 1.5% becomes 1.5x points since you can move points from the Ink Unlimited to a Sapphire or Ink Preferred. This allows you to take advantage of the Ultimate Rewards transfer partners.
The Chase 5/24 rule applies to this card. If you’ve opened 5+ cards from any bank and they show on your personal credit report, you won’t be eligible to open the card.