5%
cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
2%
cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
1%
cash back on all other purchases
Let's get straight to the point(s). We may earn a commission or referral bonus if you use the links on this page. We do our best to keep track of the best credit card offers publicly available. The opinions expressed here are the author's alone and have not been reviewed, approved, or endorsed by outside parties. Please see our advertiser policy for further details. Thanks so much for your support!

Why We Like It

The Ink Business Cash Credit Card has a unique and lucrative 5% bonus category for office supply stores. You can also earn 5% back on phone, internet, and cable services. You’re capped at earning 5% back on $25,000 per cardmember year.

You can also earn 2% back at gas stations and restaurants. You’re capped at earning 5% back on $25,000 per cardmember year.

If you have a Chase Sapphire Preferred Card, Chase Sapphire Reserve, or Ink Business Preferred Card, the cashback you earn can actually be converted to fully transferable Ultimate Rewards points.

That means the 5% and 2% bonus categories become 5x and 2x bonus categories.

The Chase 5/24 rule applies to this card. If you’ve opened 5+ cards from any bank and they show on your personal credit report, you won’t be eligible to open the card.
BONUS CATEGORIES
  • 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
  • 1% cash back on all other purchases
No Annual Fee
A great no annual fee card to pair with a Sapphire or Ink Preferred.
Lucrative Bonus Categories
It’s tough to beat 5x Ultimate Rewards at office supply and on phone, internet, and cable services.
2x At Gas Stations
The only Ultimate Rewards card that lets you earn 2x at gas stations throughout the year.

Related Cards

Chase Ink Business Unlimited®
While listed as a cashback card, you can combine the points you earn with another Ultimate Rewards card. That will allow you to transfer the points from the Ink Unlimited to airline and hotel partners.
Chase Ink Business Preferred
It’s tough to find a better business card with transferable points. Businesses can earn 3x points on a bunch of categories up to $150k per year. Plus, it comes with a great cell phone protection benefit.
Chase Sapphire Preferred® Card
A go-to for beginners. It's an easy way to earn more points with bonus categories on travel, dining and more. Plus, you can transfer points to airline and hotel partners.

Featured In