Why We Like It
The Ink Business Cash Credit Card has a unique and lucrative 5% bonus category for office supply stores. You can also earn 5% back on phone, internet, and cable services. You’re capped at earning 5% back on $25,000 per cardmember year.
You can also earn 2% back at gas stations and restaurants. You’re capped at earning 5% back on $25,000 per cardmember year.
If you have a Chase Sapphire Preferred Card, Chase Sapphire Reserve, or Ink Business Preferred Card, the cashback you earn can actually be converted to fully transferable Ultimate Rewards points.
That means the 5% and 2% bonus categories become 5x and 2x bonus categories.
The Chase 5/24 rule applies to this card. If you’ve opened 5+ cards from any bank and they show on your personal credit report, you won’t be eligible to open the card.