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Why We Like It

The Chase Freedom Flex complements the Chase Sapphire Preferred Card well. Plus, the Freedom Flex doesn’t have an annual fee. Just don’t use it abroad as it does have a foreign transaction fee.

While the Freedom Flex earns cash back like its cousin the Chase Freedom Unlimited, you can combine the points it earns with a Chase Sapphire Preferred, Chase Sapphire Reserve, or Ink Business Preferred Card.

If you have one of those three cards, the cash back becomes transferable Ultimate Rewards points. This means you can take advantage of Chase’s airline and hotel transfer partners.

The Chase 5/24 rule applies to this card. If you’ve opened 5+ cards from any bank and they show on your personal credit report, you won’t be eligible to open the card.

BONUS CATEGORIES

5% on travel purchased through Chase Ultimate Rewards
3% on dining at restaurants, including takeout and eligible delivery servicesopens overlay
3% on drugstore purchases
1.5% on all other purchases

Lucrative Bonus Categories

The ability to earn 3%/3x or 5%/5x on several categories is a huge selling point.

5%/5x Quarterly Categories

Every quarter, you’ll have access to a different set of 5%/5x bonus categories with a cap of $1,500 per quarter.

No Annual Fee

A great no annual fee card to pair with a Sapphire or Ink Preferred.

Chase Offers

Once you add a Chase Offer to your card, you’ll automatically earn cash back once you make a purchase at the participating merchant.

Related Cards

Chase Sapphire Preferred® Card

A go-to for beginners. It's an easy way to earn more points with bonus categories on travel, dining and more. Plus, you can transfer points to airline and hotel partners.

Chase Freedom Unlimited®

It might technically earn cashback but, when paired with a Sapphire or Ink Preferred, your points can be transferred to partners. Thanks to great 3% bonus categories and 1.5% back on all other spend, this is a great supplementary card.

Chase Ink Business Unlimited®

While listed as a cashback card, you can combine the points you earn with another Ultimate Rewards card. That will allow you to transfer the points from the Ink Unlimited to airline and hotel partners.

Chase Freedom Flex℠

Why We Like It

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