Why We Like It
The Chase Freedom Flex complements the Chase Sapphire Preferred Card well. Plus, the Freedom Flex doesn’t have an annual fee. Just don’t use it abroad as it does have a foreign transaction fee.
While the Freedom Flex earns cash back like its cousin the Chase Freedom Unlimited, you can combine the points it earns with a Chase Sapphire Preferred, Chase Sapphire Reserve, or Ink Business Preferred Card.
If you have one of those three cards, the cash back becomes transferable Ultimate Rewards points. This means you can take advantage of Chase’s airline and hotel transfer partners.
The Chase 5/24 rule applies to this card. If you’ve opened 5+ cards from any bank and they show on your personal credit report, you won’t be eligible to open the card.